top of page

Retirement Income Planning

"The question isn't at what age I want to retire... it's at what income." 

- George Foreman

The decision when to start Social Security and pension benefits can mean over $100,000 of additional benefits and lower taxes if you have a retirement income plan. 

 

Strategies for couples. Should you start benefits at your full retirement age, or early? Should you make a claim on your own benefit, or on your spouses, and what strategies may be available to you on each? These are just a few of the considerations that couples face when deciding to start Social Security benefits.

 

Strategies for singles. Think there is nothing you can do if you are single? While the opportunities are less, there still may be opportunities to secure your retirement planning, including IRA withdrawal strategies.

 

Social Security also can provide benefits to widows, widowers, and divorcees.

 

Annuities and safe assets. While they are not our first option for most situation, as a licensed insurance counselor we can also provide institutional-level pricing on annuities and independent second opinion services for any current or proposed annuities. 

Let's discuss your personal needs...

Schedule a Call or Meeting...

Send your info...

Success! Message received.

ABOUT US

Clear Financial Advisors (CFA) is a Fee-Only Detroit and Ann Arbor fiduciary financial and tax planning firm with meeting locations in Livonia, Novi, Bloomfield Hills, Troy, Royal Oak, and Franklin / Southfield / Bingham Farms, and serving clients nationally online.

​​

Rob is an Investment Advisory Representative (IAR) of and offers investment advisory services through Pathworks Financial, Inc - A SEC Registered Investment Advisor

FREE NEWSLETTER

Newsletter members receive:​​

       Free Clear Investing, Intentional 

       Investing ebook

       Monthly email newsletter

livonia novi ann arbor detroit lansing cfp independent onine financial advice investment manager retirement young professionals
livonia novi ann arbor detroit lansing cfp independent onine financial advice investment manager retirement young professionals

CONNECT WITH US

Phone  248.677.1762

Email    info@clearfinancial.net

Clear Investing Intentional Investing book Robert Schmansky livonia novi ann arbor detroit lansing cfp independent onine financial advice investment manager young professionals
  • RSS - White Circle
  • YouTube - White Circle

© Clear Financial Advisors, LLC | Locations / Contact UsDisclaimer

bottom of page