Affiliations and Partners​

Qualified Advice
Client First

CERTIFIED FINANCIAL PLANNER™ certification is the premier financial services designation. CFP® certificants have passed requirements for education, experience, and successfully passed a comprehensive examination covering all areas of personal financial planning.

 

In addition to being a CFP® professional, our founder Robert Schmansky has taught the CFP® required coursework to prospective planners and was selected to serve as a CFP Board Ambassador.

Investing by Design
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NAPFA advisors have chosen to work only for their clients interests by not accepting commissions or compensation from product companies.

 

NAPFA advisors have all signed a fiduciary duty to the client. In order to become a NAPFA member, an advisor must submit a comprehensive financial plan for peer review, and complete the most number of hours of continuing education covering all areas of planning.

Willful, Certified Fiduciary

Clear Financial Advisors utilizes Dimensional Fund Advisors (DFA) mutual funds for positions in our client portfolios. DFA specializes in the art and science of a successful investment experience, and mirrors CFA's dedication to providing client-focused services.

 

Learn more about our use of DFA funds at the following page

Clear Financial Advisors is one of a select number of firms to be certified as a fiduciary by the Centre for Fiduciary Excellence (CEFEX) for our investment management and advisory services. 

You can see our CEFEX certificate here

Important Links

Health

Health in Reach - be an informed shopper for health care related costs by searching for prices of procedures
USA Today Nursing Home Ratings
 

Financial Education

Investor Protection Trust

Online Savings

DepositAccounts.com - compare checking, savings, money market, and CD rates

SaveUp.com - online rewards program for saving and investing

Retirement
Road Scholar - trip provider for "Adventures in Lifelong Learning"

Record Keeping
MSU Extension article - How Long to Keep Things
Bari Tessler - Conscious record keeping, Mint.com and budgeting courses

Robin Thompson - Metro-Detroit cash flow expert


Online tools for the everyday user
Yodlee Labs - easily track your assets, debts, spending, credit points, tax deductions... and share with an advisor

Manilla - keep track of your bills, magazines, Groupons, points, and statements.
DropBox - automatically back-up and store your files across several computers

 

Credit
Credit Karma - monitor your credit score

Cost Cutting
MySimon - Compare prices online

Debt Counseling
Greenpath Debt Solutions

National Foundation for Credit Counseling​



College
Raise.Me - high school students can earn 'micro scholarships' for what they do in school

CNN College cost finder
Saving for College

 

The above are sites that CFA staff has found personally and professionally have found helpful. The sites do not compensate us for links.

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ABOUT US

Clear Financial Advisors (CFA) is a Fee-Only Detroit and Ann Arbor fiduciary financial and investment advisor with meeting locations in Ann Arbor / Whitmore Lake, Livonia, Novi, Bloomfield Hills, Troy, Royal Oak, and Franklin / Southfield / Bingham Farms, and serving clients nationally online.

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Phone  248.677.1762

Email    info@clearfinancial.net

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