October 16, 2014

Incorporating taxes with an investment plan is one area most investors want assistance with from a financial advisor. Lately, there has been a pitch from online investment firms (sometimes referred to as “robo-advisors”), which claim their technology automates a plan f...

August 29, 2014

This article originally appeared at Forbes as It Pays to Diversify Beyond the S&P 500 by Robert Schmansky, CFP®.

Investors often ask if an approach of including more small and value stocks in a portfolio than a capitalization weighted index involves more risk.

If risk is...

January 8, 2014

The following blog was originally published at Forbes. Read the original post here:

By Robert Schmansky

Many individuals sign up for group and spousal coverage through their employer’s benefit provider for the convenience, not often weighing their options or speaking to...

December 11, 2013

The following was originally published by Robert Schmansky for Forbes:

Dimensional Fund Advisors (DFA) is often noted for the cultish attraction financial advisors have for its products but there are plenty of other reasons to pay attention to this firm.

Recently there h...

August 8, 2013

One of the questions retirees face with drawing down their portfolios is, “Should I move everything to an annuity?”

 

In a low-interest rate world it is obvious that answer may be no. Let’s examine the actual impact of the “rising” rate period of the last two years on an...

April 3, 2013

As an advisor who works in taxes, it is interesting, and at times infuriating to see the costs some brokers will impose on their client’s portfolios.

 

The tax piece is important in any investment plan, and unfortunately I see many brokerage created investment plans that...

February 22, 2013

Filing your taxes is not easy and finding someone to help you can be even more difficult but here’s some guidance on finding a tax preparer you can trust.

 

As an independent financial advisor, I recommend clients consider working with an independent tax professional is...

December 11, 2012

Owning a retirement target date fund could throw off a balanced approach to your investments.

 

What’s wrong with retirement target date funds? Below are just a few reasons you should avoid these funds and instead develop a more personal investment strategy.

 

First, most...

August 12, 2012

Part of the fear that drives investors to products such as variable annuities, equity-indexed annuities, and the false promises of active management (including absolute return funds) is the misplaced fear of the recent lost decade in the performance of stocks.

 

The prob...

August 9, 2012

Many variable annuity owners with Axa Equitable and Transamerica are receiving a letter they probably had to read over half a dozen times in order to believe it. The companies sent offers to policyholders to remove the guarantees (typically these are the only reasons o...

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