According to a 2013 study of employee retirement savings, healthcare concerns are driving many to cut retirement contributions, while seeking ways to save more for future healthcare costs. Mercer’s Workplace Study finds pre-retirees may cut back on retirement contributions by 10% in 2014 and due to a lack of trust in future healthcare benefits, these same workers may be putting those savings into Health Savings Accounts (HSA) combined with High Deductible Health Plans (HDHP)